{"id":2409,"date":"2026-03-09T00:00:00","date_gmt":"2026-03-09T00:00:00","guid":{"rendered":"https:\/\/felipes41.sg-host.com\/back-to-the-basics-post-13\/"},"modified":"2026-07-31T10:02:24","modified_gmt":"2026-07-31T10:02:24","slug":"de-volta-ao-basico-post-13","status":"publish","type":"post","link":"https:\/\/fiolegal.com\/en\/de-volta-ao-basico-post-13\/","title":{"rendered":"Back to the Basics | Post #13"},"content":{"rendered":"
<\/p>\n
Why your limitation of liability clause might be doing nothing.<\/p>\n
<\/p>\n<\/figure>\n
<\/p>\n
Almost every contract says something like: \u201cTotal liability under this Agreement shall not exceed the fees paid.\u201d<\/p>\n
<\/p>\n
Sounds safe.<\/p>\n
<\/p>\n
But in real deals, that protection often disappears.<\/p>\n
<\/p>\n
Here\u2019s how, in plain English.<\/p>\n
<\/p>\n
1. Another Clause Quietly Cancels It<\/strong><\/p>\n
<\/p>\n
Many contracts include aggressive language like: \u201cNotwithstanding anything to the contrary\u2026\u201d This phrase basically means: \u201cEven if something else in this contract says the opposite, this rule wins.\u201d<\/p>\n
<\/p>\n
If that sentence appears inside an indemnity, IP, confidentiality, or data protection clause, it can override your liability cap.<\/p>\n
<\/p>\n
Example: Your liability is capped at \u20ac100,000. But the IP clause says you are fully responsible for infringement \u201cnotwithstanding anything to the contrary.\u201d<\/p>\n
<\/p>\n
Result? The IP exposure may not be capped at all. Your cap exists, but it doesn\u2019t apply where you thought it did.<\/p>\n
<\/p>\n
2. Indemnity Might Not Be Capped<\/strong><\/p>\n
<\/p>\n
Indemnity means: \u201cIf someone sues you because of something I did, I will cover your losses.\u201d<\/p>\n
<\/p>\n
Many founders assume indemnity is automatically limited by the liability cap.<\/p>\n
<\/p>\n<\/figure>\n
<\/p>\n
That\u2019s not always true.<\/p>\n
<\/p>\n
If the contract does not clearly say: \u201cIndemnity obligations are subject to the limitation of liability\u201d<\/p>\n
<\/p>\n
A court may treat indemnity as a separate promise, outside the cap.<\/p>\n
<\/p>\n
So your general liability may be \u20ac100k\u2026 but your indemnity exposure could be unlimited.<\/p>\n
<\/p>\n
And indemnity is usually where the biggest claims happen.<\/p>\n
<\/p>\n
3. Your Cap Doesn\u2019t Match Your Insurance<\/strong><\/p>\n
<\/p>\n
Let\u2019s say: Your liability cap is \u20ac1 MM. Your insurance only covers \u20ac500k. Or worse, the policy excludes the type of claim triggered by your indemnity.<\/p>\n
<\/p>\n
Now you have a gap.<\/p>\n
<\/p>\n
Or the opposite happens: You negotiate a \u20ac200k cap. But indemnity carve outs make exposure unlimited. Your insurance doesn\u2019t respond the way you expect. The legal wording and the rest don\u2019t align.<\/p>\n
<\/p>\n
That\u2019s where financial risk appears.<\/p>\n
<\/p>\n
Real Example<\/strong><\/p>\n
<\/p>\n
I reviewed a deal where the client believed liability was capped at contract value.<\/p>\n
<\/p>\n<\/figure>\n
<\/p>\n
But: Several clauses started with \u201cnotwithstanding anything to the contrary.\u201d Indemnity was not expressly tied to the cap.<\/p>\n
<\/p>\n
On paper: capped liability. In reality: potentially uncapped exposure.<\/p>\n
<\/p>\n
What Sophisticated Drafting Does Differently<\/strong><\/p>\n
<\/p>\n
\u2022 Clearly states that the limitation clause governs the whole agreement unless explicitly carved out.<\/p>\n
<\/p>\n
\u2022 Narrowly defines carve outs instead of using broad language.<\/p>\n
<\/p>\n
\u2022 Expressly confirms whether indemnity is inside or outside the cap.<\/p>\n
<\/p>\n
\u2022 Checks that the cap matches insurance and real commercial risk.<\/p>\n
<\/p>\n
Because liability caps don\u2019t usually fail due to one bad sentence.<\/p>\n
<\/p>\n
They fail because of structural conflict with everything around them.<\/p>\n","protected":false},"excerpt":{"rendered":"
Why your limitation of liability clause might be doing nothing. Almost every contract says something like: \u201cTotal liability under this Agreement shall not exceed the fees paid.\u201d Sounds safe. But in real deals, that protection often disappears. Here\u2019s how, in plain English. 1. Another Clause Quietly Cancels It Many contracts include aggressive language like: \u201cNotwithstanding […]<\/p>\n","protected":false},"author":1,"featured_media":2591,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":1,"footnotes":""},"categories":[95],"tags":[],"autoria-artigo":[68],"class_list":["post-2409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-web3-2","autoria-artigo-luiza-rey"],"acf":[],"yoast_head":"\n
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